1. Agreement to these Terms
These Terms of Service ("Terms") are a binding contract between you and Synlixa LLC, a Florida limited liability company ("Synlixa," "we," "us," or "our"), which operates the EarnMil website, application, and related services (collectively, the "Service").
By accessing or using the Service, creating an account, or checking a box or clicking a button indicating acceptance, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.
PLEASE READ SECTION 16 (ARBITRATION) CAREFULLY. IT REQUIRES MOST DISPUTES TO BE RESOLVED BY INDIVIDUAL ARBITRATION AND WAIVES YOUR RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN CLASS ACTIONS, UNLESS YOU OPT OUT AS DESCRIBED THERE.
2. Eligibility
The Service is offered only to users located in the United States who are at least 18 years old. By using the Service you represent and warrant that you meet these requirements and that all information you provide is accurate.
The Service is not directed to anyone under 18, and we do not knowingly permit them to use it.
3. Electronic communications and signatures
By using the Service, you consent to receive communications from us electronically (for example, by email or through the Service), and you agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that they be in writing.
You agree that your electronic acceptance of these Terms — by checking a box, clicking a button, creating an account, or using the Service — constitutes your signature and has the same legal effect as a handwritten signature under the federal E-SIGN Act and comparable state laws.
4. What EarnMil is — and is not
EarnMil is an informational planning tool. It estimates military pay, allowances, special pays, and benefit eligibility based on the inputs you provide and on publicly available rate tables. Outputs are estimates for general planning purposes only and may not match your actual pay, your Leave and Earnings Statement (LES), or any official determination.
EARNMIL IS NOT A GOVERNMENT SERVICE. Synlixa is a private company and is NOT affiliated with, endorsed by, sponsored by, or otherwise connected to the U.S. Government, the Department of Defense (DoD), the Defense Finance and Accounting Service (DFAS), any branch of the armed forces, MyPay, or any other government entity. Any references to such entities are for identification and informational purposes only.
We do not pull data from MyPay, DFAS, or any official military pay system, and we do not transmit anything to the government on your behalf. We cannot change, dispute, or process your actual pay or benefits.
5. No professional advice
The Service does not provide financial, investment, legal, tax, accounting, or benefits-counseling advice, and no content within it should be relied on as such. We are not your fiduciary, advisor, or representative.
You are solely responsible for verifying any figure with an authoritative source (for example, your finance office, your LES, DFAS, or a licensed professional) before making any decision. You assume all risk arising from your reliance on the Service.
6. Accounts and security
Some features require an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You agree to notify us promptly at synlixa@pm.me of any unauthorized use.
We may suspend or terminate accounts that we reasonably believe violate these Terms or create risk or legal exposure for us or other users.
7. Paid plans and billing
Certain features are offered through paid subscriptions. Pricing and included features are described at the point of purchase. Payments are processed by our third-party payment processor (Stripe); by purchasing, you also agree to the processor's terms. We do not receive or store your full payment-card details.
You authorize us and our payment processor to charge your selected payment method for all fees, including recurring renewal fees, plus any applicable taxes. If a charge fails, we may retry or suspend paid features until payment is resolved. You are responsible for keeping your payment information current.
8. Automatic renewal, cancellation, and refunds
PLEASE READ THIS SECTION CAREFULLY SO YOU UNDERSTAND HOW RENEWALS AND CANCELLATION WORK.
AUTOMATIC RENEWAL. Paid subscriptions automatically renew at the end of each billing period (for example, monthly or annually) for a new period of the same length, at the then-current price, UNLESS YOU CANCEL BEFORE THE RENEWAL DATE. We disclose the renewal term, billing frequency, and price clearly and conspicuously at the point of purchase, and your enrollment in automatic renewal is by your affirmative consent.
CANCELLATION — SAME WAY YOU SIGNED UP. You may cancel automatic renewal at any time through your account settings online (the same manner in which you accepted the subscription) or by emailing synlixa@pm.me. Cancellation stops future renewals. It takes effect at the end of the current paid period; your access continues until then and is not extended afterward.
RENEWAL REMINDERS. Where required by applicable law (for example, for annual or longer terms), we will send you a reminder of the upcoming automatic renewal, the cancellation deadline, and how to cancel, before you are charged.
NO REFUNDS. Except where a refund is required by applicable law, ALL FEES ARE NON-REFUNDABLE, and we do not provide refunds or credits for partial periods, unused time, downgrades, or features you did not use. We may change prices prospectively; price changes apply only to billing periods beginning after we give you notice, and your continued subscription after the change constitutes acceptance of the new price.
9. Third-party links and benefit partners
The Service may link or redirect you to third-party websites, programs, or benefit partners. We may receive referral compensation when you click certain links or take certain actions. This does not change the price you pay, and we disclose it here as required by FTC guidelines.
We do not control and are not responsible for third parties, their offerings, or their content. Your dealings with any third party are solely between you and that party and are governed by their terms and privacy practices. We disclaim all liability arising from those dealings.
10. Acceptable use
You agree not to:
- use the Service for any unlawful, fraudulent, or harmful purpose;
- scrape, harvest, copy, resell, or commercially exploit the Service or its data without our written permission;
- reverse engineer, decompile, or attempt to derive source code, except as permitted by law;
- interfere with, disrupt, or attempt to gain unauthorized access to the Service or its systems;
- upload malicious code or use the Service to infringe anyone's rights; or
- misrepresent your identity or affiliation, or imply that EarnMil is endorsed by the government or any third party.
11. Intellectual property
The Service, including its software, design, text, calculators, and branding, is owned by Synlixa or its licensors and is protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Service for your personal, non-commercial planning purposes, subject to these Terms. All rights not expressly granted are reserved.
12. Your inputs
You retain ownership of the information you enter into the Service. You grant us a worldwide, royalty-free license to use that information solely to operate, secure, and improve the Service and to provide it to you, including in aggregated or de-identified form. See our Privacy Policy for details on what we do and do not collect.
13. Disclaimer of warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE SERVICE, OR ANY ESTIMATE, RATE, OR ELIGIBILITY RESULT IT PRODUCES, IS ACCURATE, COMPLETE, CURRENT, RELIABLE, OR ERROR-FREE, OR THAT THE SERVICE WILL BE UNINTERRUPTED OR SECURE. ANY RELIANCE ON THE SERVICE IS AT YOUR SOLE RISK.
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you. Nothing in these Terms excludes or limits any warranty or right that cannot be excluded or limited under applicable law.
14. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, SYNLIXA AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR PAY/BENEFITS, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE THEORY OF LIABILITY.
OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100).
These limitations do not apply to liability that cannot be limited or excluded under applicable law — for example, liability for fraud, gross negligence, willful misconduct, or personal injury caused by our willful or grossly negligent acts. Where the law does not allow some of these limitations, they apply to the maximum extent permitted, and our liability is limited to the smallest amount permitted by law.
15. Indemnification
You agree to defend, indemnify, and hold harmless Synlixa and its members, managers, officers, employees, and agents from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your inputs, your violation of these Terms, or your violation of any law or third-party right. We may assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense.
16. Binding individual arbitration; class-action and jury-trial waiver
PLEASE READ THIS SECTION CAREFULLY — IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO GO TO COURT.
Governing rules. This arbitration provision is governed by the Federal Arbitration Act (FAA). Except for the matters excluded below, any dispute, claim, or controversy arising out of or relating to the Service or these Terms (a "Dispute") will be resolved exclusively by final and binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules and, where applicable, its Mass Arbitration Supplementary Rules, as modified by this section. The rules are available at adr.org.
Informal resolution first. Before starting arbitration, you and Synlixa agree to try to resolve the Dispute informally for at least 60 days after written notice of the Dispute is sent (to synlixa@pm.me for notice to us). This requirement is essential, and the limitations period is tolled while the parties confer.
Delegation. The arbitrator, and not any court, has exclusive authority to resolve any dispute about the interpretation, applicability, enforceability, or formation of this arbitration provision, except that a court decides the enforceability of the class-action waiver below.
Class-action and jury waiver. YOU AND SYNLIXA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT PRESIDE OVER ANY FORM OF CLASS OR CONSOLIDATED PROCEEDING. YOU AND SYNLIXA ALSO WAIVE ANY RIGHT TO A JURY TRIAL.
Mass-arbitration / batching. If 25 or more similar arbitration demands are filed by or with the coordination of the same or coordinated counsel, the demands will be administered in sequential batches of up to 50 claimants each (a global mediation may be held first). A single arbitrator will resolve each batch. The statute of limitations and any filing-fee deadlines are tolled for all claimants whose claims are not yet in an active batch, so that no claim is forfeited while awaiting its batch. Each claimant (and their counsel) must affirm, under penalty of perjury, the factual basis of their individual claim before it proceeds.
Fees and location. The allocation and payment of arbitration fees are governed by the applicable AAA rules. Arbitration will be conducted in the county of your residence or, by agreement, by telephone, video, or written submissions; you will not be required to travel to Florida for an individual arbitration. The arbitrator may award the same individual relief a court could.
Exceptions. Either party may (a) bring an individual claim in small-claims court, and (b) seek injunctive or equitable relief in court for actual or threatened infringement or misuse of intellectual property or unauthorized access to the Service. This arbitration provision does not apply to any claim or remedy to the extent applicable law (including the Military Lending Act or the Servicemembers Civil Relief Act, where applicable) prohibits its arbitration or waiver.
Class-waiver blow-up. If the class-action waiver above is found unenforceable as to a particular claim or request for relief, then that claim or request will be severed from arbitration and proceed in a court of competent jurisdiction, while all other claims will still be arbitrated. If for any reason the entire class-action waiver is unenforceable, the entire arbitration provision is void.
30-day opt-out. You may opt out of this arbitration provision by emailing synlixa@pm.me with your name and a clear statement that you opt out of arbitration, within 30 days after you first accept these Terms. Opting out does not affect any other part of these Terms. If you previously agreed to a prior arbitration provision, this one governs going forward.
Survival. This Section 16 survives termination of these Terms and of your account.
17. Governing law and venue
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules, except that the FAA governs Section 16. Subject to Section 16, the exclusive venue for any permitted court action is the state or federal courts located in Florida, and you consent to their personal jurisdiction — except that this venue selection does not override any non-waivable right you have to bring a small-claims action where you reside.
18. Time limit on claims
To the extent permitted by law, any claim arising out of or relating to the Service or these Terms must be filed within ONE (1) YEAR after the claim arose; otherwise, it is permanently barred. This limit does not apply where prohibited by applicable law.
19. Changes to the Service and these Terms
We may modify, suspend, or discontinue the Service, in whole or in part, at any time.
We may also update these Terms from time to time. For material changes, we will provide reasonable advance notice (for example, by email or an in-Service notice) and update the effective date, and the changes apply prospectively only. Your continued use of the Service after the changes take effect constitutes acceptance. If you do not agree, you must stop using the Service and may cancel.
If we make a material change to Section 16 (Arbitration), you may reject that change by emailing synlixa@pm.me within 30 days of the change, in which case the most recent prior version of Section 16 will govern.
20. Termination
We may suspend or terminate your access at any time, with or without cause or notice. Upon termination, your right to use the Service ceases immediately. Sections that by their nature should survive (including disclaimers, limitation of liability, indemnification, arbitration, and governing law) will survive.
21. Miscellaneous
These Terms, together with the Privacy Policy, are the entire agreement between you and Synlixa regarding the Service and supersede all prior agreements. If any provision is held unenforceable, the remaining provisions remain in effect, and the unenforceable provision will be enforced to the maximum extent permitted (subject to the specific blow-up rule in Section 16). Our failure to enforce any provision is not a waiver. You may not assign these Terms without our consent; we may assign them freely, including in connection with a merger, acquisition, or sale of assets. There are no third-party beneficiaries. We are not liable for delays or failures caused by events beyond our reasonable control.
22. Contact
Questions about these Terms? Contact Synlixa LLC at synlixa@pm.me.